Legal

Last updated October 2026

Disclosures

Axiomate Bank is a concept project. It is not a bank, credit union, money transmitter or any other kind of financial institution. It is not FDIC or NCUA insured and is not regulated as a financial service.

All accounts, balances, interest, cards, card numbers, transactions, transfers, deposits and bill payments shown in Axiomate are simulated. No real money is held, moved or paid out. Cards cannot be used for purchases. Rates such as "4.10% APY" and "2% cash back" are illustrative examples, not offers.

Merchant and employer names in sample history (for example "FreshMart Grocery" or "Northwind Systems") are fictional.

Terms of use

• Use Axiomate only to explore the concept. Do not enter real bank account numbers, card numbers, Social Security numbers or other sensitive financial data.
• Do not use Axiomate to mislead anyone into believing it is a real bank, or to represent simulated balances as real funds.
• Do not attempt to disrupt the service, access other members' data, or automate large numbers of requests.
• The service is provided as-is, without warranties, and may be reset, changed or taken offline at any time. Simulated balances have no monetary value.

Privacy notice

We collect only what's needed to run the concept: your name, email address, a hashed password, an optional phone number, and the simulated activity you create. We also log the IP address and browser of each sign-in so you can review your security history.

We use a single essential session cookie to keep you signed in. We don't use advertising or tracking cookies, and we don't sell or share your data.

You can close your profile at any time from Settings → Close profile, which permanently deletes your profile and all of its data. Guest demo profiles are deleted automatically after 24 hours.